• Load heavier items such as suitcases first, and toward the center. Lighter items, such as coolers, beach bags and groceries, can be packed on top of and to the sides of the heavier items.
  • Make sure the weight is distributed evenly. Uneven weight can cause instability and increase the chance of the car tipping in the event of an accident.
  • Do not pack things too high—items packed too high may obstruct the driver’s view through the rear-view mirror. Also, items packed too high could shift forward and injure those in the back seat if you should stop suddenly.
  • Make sure all cargo is fully secured if you are doing any rooftop or auxiliary cargo loading, . The wind created while driving could exceed 75 mph, which is equivalent to a Category 1 hurricane.
    • Be aware of the height of your cargo so you do not inadvertently drive into a low overhang.
    • If you use a detachable cargo platform on the back of your car, do not forget that it is there when you back up.
    • Check the manufacturer’s instruction sheet to confirm that you do not exceed the load rating of the roof-top or cargo platform.
  • If you tow a trailer, make sure it is in good condition (lights, tires, wheels, etc.), use safety chains and check the trailer periodically during your trip.
  • Pack only what you need since heavy cars can take longer to stop.

Learn how to pack your vehicle for safer travels in this video with Travelers Risk Control specialist Chris Hayes—and make your road trip a memorable one, for all the right reasons.

Insurance ... simple and done!

6 Steps for Storm Preparedness on Cape Cod

 

1. Know your Risk.

Wind Storms, Hurricanes, Blizzards and Flooding are our most immediate concerns on Cape Cod. It's always best to have your own Emergency Preparedness Plan. You can protect your local emergency management organization to determine if there are already community-wide preparedness materials you can have, including evacuation routes, shelters and communication systems.
 

2. Assemble or Update your Emergency Kit.

Stock up on basic supplies you might need if you had to evacuate your home quickly. Items may include food, water, first aid supplies, medication, batteries, blankets and pet supplies. Put these items in a lightweight, waterproof container an dplace it somehere that can be easily accessed in an emegrency.
 

3. Create a Communication Plan.

Your family might not be together when disaster strikes. Have a discussion with your kids about emergency preparedness, including where you can meet and how everyone can get in contact if the unexpected happens.
 

4. Practice your Plan.

Mock scenarios with your family and even your entire community can help everyone understand how to prepare for, react to and recover from a disaster with confidence. That way, if an emergency were to strike, each member would know exactly which tasks they are responsible for to keep themselves and others safe. 
 

5. Prepare your Home.

You can reduce the risk of injury to yourself and damage to your home by preparing your property for disaster. For example. in the case of a hurricane, it is recommended to board all windows and doors with hurricane shutters, and turn refrigerators and freezers to the coldest setting in order to preserve food, whereas a blizzard and freezing temps require salting the driveway and letting cold water drip from the faucet to prevent frozen pipes.

 

6. Document and Insure your property.

Under certain circumstances, damage to your home may not be covered under a basic homeowner's insurance policy. Talk to Bryden and Sullivan insurance agents to determine if you need any additional coverage for the risks your area is particularly susceptible to, such as tornadoes, wildfires, hurricanes and more.

   



Hyannis Office
88 Falmouth Road Rt 28
Hyannis, MA 02601
508-775-6060
FAX 508-790-1414
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Dennis Office
485 Route 134, PO Box 1497
So. Dennis MA 02660
508-398-6060
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